WhiteHaven Securities Inc. Glossary

Anton Ivanov

WhiteHaven Securities Inc. | iAssure Glossary

The CIRO-registered mutual-fund dealer through which mutual funds are distributed on behalf of iAssure clients. Anton Ivanov is registered as a Mutual Fund...

Disclosure. I am a licensed Financial Security Advisor, Mutual Fund Representative, and Group Insurance & Annuity Plans Advisor. I am not a lawyer, tax lawyer, or accountant. I discuss taxes only as they relate to specific insurance, investment, and estate strategies; I do not provide general tax optimization or comprehensive wealth strategy services. Content is educational only. Mutual funds offered through WhiteHaven Securities Inc. Insurance products offered through iAssure Inc. Coordinate decisions with your CPA, notary, or lawyer. See Disclaimer and Privacy.

The CIRO-registered mutual-fund dealer through which mutual funds are distributed on behalf of iAssure clients. Anton Ivanov is registered as a Mutual Fund Dealing Representative with WhiteHaven Securities Inc.

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Authoritative Canadian sources referenced on this page

Content on this page reflects, summarizes, or relies on the following public regulatory and taxation authorities. Consult the primary sources directly for definitive rules.

Income Tax Act (Canada), RSC 1985, c. 1 (5th Supp.) — the federal statute governing corporate and personal income tax.
Canada Revenue Agency (CRA) — Corporations — official CRA guidance on corporate tax filing, RDTOH, GRIP, and the capital dividend account.
CRA — Small Business Deduction — rules on the small business deduction, passive-income grind, and associated corporations.
Revenu Québec — Businesses — provincial taxation rules for Québec-resident corporations.
Autorité des marchés financiers (AMF) — Québec regulator of financial advisors, insurance representatives, and securities dealers.
Canadian Investment Regulatory Organization (CIRO) — national self-regulatory organization overseeing mutual fund and investment dealers.
Financial Services Regulatory Authority of Ontario (FSRA) — Ontario regulator for insurance and credit-union sectors.

About the author

Anton Ivanov

Financial Security Advisor · Mutual Fund Dealing Representative · Group Insurance & Annuity Plans Advisor

Independent advisor since 2008, focused on corporate investing, tax-efficient wealth strategies, and dynasty planning for incorporated business owners in Québec and Ontario. Mutual funds distributed through WhiteHaven Securities Inc.; insurance through iAssure Inc.

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Full Disclosure.

This content is for information and education only. It explains general concepts that may apply to incorporated business owners, but it is not personalized tax, legal, or investment advice.

Tax Considerations:

Tax rules are complex and subject to change
Strategies and benefits depend on your specific circumstances, province, and business structure
Always consult with a qualified CPA before implementing any tax strategy
Provincial variations in rates and rules may apply (Québec vs. Ontario differences exist)
Past tax treatment does not guarantee future treatment

Investment Risk Disclosure:

Investing involves risk, including the possible loss of principal
There is no guarantee that any investment strategy will achieve its objectives
Investment values fluctuate with market conditions, and you may receive less than you originally invested
Tax efficiency is one factor; risk, fees, and total returns all matter
Past performance does not guarantee future results

Insurance Illustrations:

Insurance illustrations show projected values based on assumptions that may not be guaranteed
Actual results will vary based on factors including interest rates, mortality experience, and expenses
Non-guaranteed elements (such as dividends or credited interest rates) are not promises of future performance
Review both guaranteed and non-guaranteed projections with your advisor before making decisions

Content Accuracy:

We strive to ensure information is accurate and current, but laws and regulations change frequently
Information reflects our understanding at the time of publication and may not reflect subsequent changes
If you believe any content contains an error, please contact us

Regulatory:

Mutual funds are offered through WhiteHaven Securities Inc.
Insurance products and certain other services are provided through iAssure Inc., an independent firm in the insurance of persons and in the group insurance of persons
These activities are neither the business nor the responsibility of WhiteHaven Securities Inc.

Professional Advice:

This article is not a substitute for professional advice from your CPA, lawyer, or financial advisor
Work with your professional team to understand how these concepts apply to your specific situation
For personalized advice, a formal engagement and suitability review are required

See Disclaimer and Privacy Policy for details.