Focusing on What Matters

Successful business owners spend time on the right questions. This takes about 5 minutes. It helps you identify what matters most for your corporation and family over the long term.

Why Successful Business Owners Answer These Questions

You've built a successful business. You have retained earnings. You're thinking about the long term. But are you focusing on what matters?

Most business owners spend time on urgent things: operations, clients, day-to-day decisions. But the questions that determine your long-term wealth, tax efficiency, structure, succession, often get pushed aside.

These 12 questions help you focus on what matters:

  • Are you aware of the $50,000 passive income threshold that affects your tax rate?
  • Have you planned for the 2026 capital gains changes?
  • Is your corporate structure optimized for tax efficiency and asset protection?
  • How will you extract retained earnings when you need them?
  • What happens to your business and family if you can't work?

This isn't about finding problems. It's about identifying priorities. Every successful business owner needs to answer these questions. The question is: when will you spend the time?

This diagnostic takes about 5 minutes. It's designed for incorporated business owners with $500,000+ in retained earnings who are thinking about long-term wealth and legacy.

The $50,000 threshold affects your small business tax rate. Every dollar above $50K reduces your SBD by $5.

This affects how much tax you'll pay when you eventually sell corporate investments or the business.

HoldCo/OpCo separation provides asset protection and tax efficiency, but only if it's structured and used correctly.

A 1-2% difference in tax drag compounds significantly over decades. Structure often matters more than raw returns.

RDTOH, GRIP, and CDA accounts affect how you extract money. Timing and structure matter.

This reflects whether you're still in accumulation mode or transitioning to stewardship/legacy thinking.

Estate freezes, trusts, and insurance can help transfer wealth while maintaining control and tax efficiency.

Your Information

This takes about 5 minutes. Your answers help identify priorities.

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