This is not a product. It's a process that integrates with your existing team.
We don't replace your CPA, lawyer, or notary. We coordinate with them to integrate capital, structure, and governance thinking. This is orchestration, not replacement.
We act as the coordinator and integrator. We help you see how capital, structure, and governance work together. We facilitate conversations with your existing professionals. We don't do their jobs, and they don't do ours.
The Three Phases
This process has three phases. Not everyone needs all three. Some clients come with clarity and just need coordination. Others need help with all phases. We customize based on where you are.
Phase 1: Clarity & Architecture
The first step is understanding what you have, where it lives, and how it works together (or doesn't).
What We Do
- Capital mapping: Map where capital lives (OpCo, HoldCo, personal accounts, insurance)
- Purpose segmentation: Clarify what each pool is for (lifestyle, growth, legacy)
- Tax friction analysis: Identify where tax inefficiency exists and quantify the cost
- Structural diagnosis: Assess current structures (trusts, freezes, insurance, IPPs)
- Founder transition assessment: Understand where you are in the builder-to-steward transition
Deliverables
- Dynasty Capital Map: Visual representation of where capital lives and what it does
- Stewardship Gap Analysis: Identify gaps between current state and desired continuity
- Written Summary: Non-legal, non-tax advice summary of findings and recommendations
Timeline
Typically 4-6 weeks, depending on complexity and coordination with existing professionals.
This is not legal or tax advice. We identify issues and opportunities, then coordinate with your CPA and lawyer to implement solutions. We facilitate, they execute.
Phase 2: Codex & Governance Design
Once we understand the capital and structure, we help design the governance systems that will manage it across generations.
What We Do
- Family Codex development: Document values, principles, and decision rules (what matters, how decisions are made, who decides what)
- Capital philosophy: Define how capital should be managed (conservative, growth-oriented, etc.)
- Risk boundaries: Establish clear limits on what can and cannot be done
- Distribution philosophy: Define when and how capital flows (lifestyle, education, emergencies, legacy)
- Role clarity: Clarify roles for founder, next generation, advisors
- Governance rhythms: Design regular review and decision processes
Deliverables
- Family Codex: Living document that captures values, principles, and decision rules
- Governance Framework: Structure for how decisions are made and reviewed
- Advisor Coordination Memo: Guide for how advisors work together on your behalf
Timeline
Typically 6-12 weeks, depending on family complexity and engagement. This is iterative work that evolves over time.
The Family Codex and Governance Framework are living documents. They evolve as the family evolves. We review and update them regularly.
Phase 3: Implementation & Coordination
Once clarity exists and governance is designed, we coordinate implementation with your existing professionals.
What We Do
- Coordinate with CPA: Facilitate conversations about RDTOH, CDA, passive income thresholds, extraction strategies
- Coordinate with lawyer/notary: Facilitate conversations about trusts, freezes, wills, shareholder agreements
- Investment and insurance alignment: Ensure investment and insurance strategies align with capital and governance goals
- Asset location strategy: Determine optimal location for assets (OpCo, HoldCo, personal, insurance)
- Extraction sequencing: Plan how and when capital flows from corporate to personal
- Documentation: Help create Investment Policy Statements (IPS), decision logs, and coordination protocols
Ongoing Coordination
Implementation isn't a one-time event. We coordinate ongoing:
- Annual reviews of capital, structure, and governance
- Regular coordination calls with your CPA, lawyer, and notary
- Updates to Family Codex and Governance Framework as family evolves
- Adjustments to investment and insurance strategies as goals change
Timeline
Implementation happens over months and years. Coordination is ongoing. We review and adjust as circumstances change.
We don't do your CPA's job. We don't do your lawyer's job. We don't do your notary's job. We coordinate with them to ensure capital, structure, and governance work together. This is orchestration, not replacement.
How This Differs
Most advisors focus on one thing: investments, or insurance, or taxes. We integrate all three with governance thinking.
Traditional Advisors
- Focus on products (mutual funds, insurance, etc.)
- Focus on returns (beat the market, maximize performance)
- Work in isolation (don't coordinate with your CPA/lawyer)
- Think in quarters (short-term performance)
Our Approach
- Focus on systems (capital, structure, governance)
- Focus on efficiency (tax efficiency, structural efficiency, continuity)
- Work in coordination (orchestrate with your CPA/lawyer/notary)
- Think in generations (long-term continuity)
What We Don't Do
To be clear about boundaries:
- We don't provide legal advice: We coordinate with your lawyer/notary, but we don't draft documents or provide legal opinions.
- We don't provide tax advice: We coordinate with your CPA, but we don't prepare returns or provide tax opinions.
- We don't promise performance: We don't guarantee returns or promise to beat the market.
- We don't replace professionals: We don't do your CPA's job, your lawyer's job, or your notary's job.
- We don't provide therapy: We help design governance systems, but we don't provide family counseling.
- We don't work in isolation: We coordinate with your existing team, not replace it.
We orchestrate. We integrate. We coordinate. We don't replace.
Getting Started
If this process fits what you're looking for, start with clarity and assessment.
Step 1: Understand the Foundation
Download the Owner's Tax-Smart Investing Playbook to understand the technical foundation of corporate investing, tax efficiency, and structure.
Step 2: Alignment Call
Schedule a 15-minute alignment call to see if this approach fits your situation. This is a diagnostic conversation, not a sales pitch.
Step 3: Customized Approach
Based on where you are, we customize the process. Not everyone needs all three phases. Some clients come with clarity and just need coordination. Others need help with all phases.