Corporate Tax Efficiency Review (10 years, not 12 months)
A diagnostic review of your corporate investment structure, tax efficiency, and opportunities. You'll receive clarity on your current state, identify gaps, and understand what matters for long-term results.
What This Review Looks At
- Corporate structure: HoldCo/OpCo separation, share classes, trusts, and entity design
- Tax efficiency: After-tax returns, income type optimization, and tax drag analysis
- Passive income levels: Current position relative to the $50,000 threshold and SBD grind risk
- 2026 readiness: Impact of capital gains inclusion rate changes on your situation
- Opportunities: CDA potential, RDTOH/GRIP optimization, and tax-sheltering strategies
- Coordination gaps: Alignment with your CPA, lawyer, and notary
What This Review Does Not Do
- Provide personalized investment advice (requires formal engagement and suitability review)
- Recommend specific products or investments
- Replace your CPA, lawyer, or notary
- Guarantee outcomes or returns
- Create a "financial strategy" (we focus on structure and tax efficiency)
Who This Is For
This review works best for incorporated business owners who:
- Have $500,000+ in retained earnings, or
- Generate $50,000+ in annual passive income
- Already have professional advisors (CPA, lawyer, notary)
- Think in decades, not quarters
- Value structure and tax efficiency over speculation
- Want clarity on their current state before making changes
Who This Is Not For
- Early-stage startups needing operational cash
- DIY optimizers seeking quick fixes
- Those looking for guarantees or promises
- Owners who want to replace their existing professionals
- Those seeking transactional advice
That clarity is intentional. Better to identify a mismatch early than waste time on both sides.
What You'll Receive
After the review, you'll receive:
- Current State Analysis: Clear picture of your corporate structure, tax efficiency, and passive income position
- Gap Identification: Specific areas where structure or strategy could be improved
- Opportunities: Concrete tax optimization opportunities relevant to your situation
- Written Summary: Confidential document outlining findings and recommendations (not personalized advice)
- Next Steps: Clear path forward, if you choose to proceed
Here's What This Usually Looks Like When We Review It Together
When we review your structure together, we typically start by understanding your current setup: how your corporation is structured, what investments you hold, and how your passive income is tracking. Then we identify gaps and opportunities specific to your situation.
The review itself takes about 45-60 minutes. We'll discuss your corporate structure, tax efficiency, and coordination with your existing professionals. You'll leave with a clear picture of what matters for your situation, not generic advice, but clarity on your specific context.
Within 3-5 business days, you'll receive a written summary of our findings. There's no obligation to proceed with any recommendations. The review is about clarity, not commitment.
Or explore our articles to learn more first
Related Resources
- The SBD "Grind" & Your Corporate Portfolio
- The $50,000 Passive Income Threshold
- Corporate Investing vs Personal Investing
- CDA 101: The Capital Dividend Account
- RDTOH & GRIP for Owner-Managed Corporations
- All Services
Important Note
This review is for educational and diagnostic purposes only. It provides clarity on your current state and identifies opportunities, but it is not personalized investment advice. Personalized advice requires a formal engagement, KYC/KYP assessments, and a suitability review. Please consult your CPA, notary, or lawyer for advice specific to your situation.
Mutual funds are distributed through WhiteHaven Securities Inc. Insurance products and certain other services are provided through iAssure Inc., an independent firm in the insurance of persons and in the group insurance of persons. These activities are neither the business nor the responsibility of WhiteHaven Securities Inc.